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26/07/2026Condo Water Stack Replacement: Costs and Steps
In a divided co-ownership, replacing water stacks (supply and drainage) eventually becomes unavoidable. Aging pipes, corrosion, repeated leaks and non-compliance can threaten the integrity of the common portions and private portions. Properly planning the work limits the risk of damage, water interruptions and unexpected costs.
This article explains who pays under the declaration of co-ownership and the Civil Code of Quebec, how to proceed from the assessment through to acceptance of the work, and how to coordinate funding (contingency fund, budget and assessments). You will also find practical advice for the board of directors and the condominium manager to ensure smooth execution and clear communication with co-owners.
When and why to replace water stacks
Vertical supply and drainage stacks serve several floors. They are often concealed in walls or service voids, which makes spot repairs more difficult. Replacement is generally required when:
- the pipes are at the end of their service life (galvanized steel, cast iron, or piping showing significant corrosion or scaling);
- leaks are becoming more frequent, causing damage and water interruptions;
- an engineer, architect or licensed plumber identifies non-compliance or risks;
- the maintenance logbook study recommends a planned intervention in the short or medium term.
Preventive replacement coordinated by the board of directors often costs less than recurring emergency repairs that damage private portions. The decision should be based on a formal assessment and incorporated into the maintenance logbook, with the most critical stacks prioritized.
Who pays: common portions, private portions and cost allocation
The basic rule comes from the declaration of co-ownership and the Civil Code of Quebec. Vertical water stacks that serve several units and are located in load-bearing walls or service voids are generally common portions. Their maintenance, repair and replacement are the responsibility of the syndicate, funded through common expenses based on the co-ownership shares, unless the declaration of co-ownership provides otherwise (see sections 1039 and 1044 C.C.Q.; see LégisQuébec).
Conversely, final connections that serve only one unit and are located entirely within a private portion may be the responsibility of the co-owner concerned, if the declaration of co-ownership classifies them as private portions. However, many declarations of co-ownership provide that certain sections in party walls or shafts are common portions. You must therefore read the following carefully:
- the declaration of co-ownership and its technical schedules (definitions of common portions and private portions);
- the by-laws of the immovable (access, work and responsibilities);
- any amending instruments, if necessary.
Costs are then allocated according to the co-ownership shares if the components are common portions, or charged individually if the component is a private portion. When the project involves both common and private sections, as is often the case, the quote can separate the items so that costs are allocated correctly.
Also remember that the syndicate’s purpose is to preserve the building and administer the common portions (see section 1039 C.C.Q.), and that it must establish and use a contingency fund for major repairs and the replacement of common portions (see section 1071 C.C.Q.; LégisQuébec).
How to proceed: governance, decisions and notices
Replacing water stacks is a co-ownership project that affects occupants’ daily lives. A structured approach reduces friction and risks.
1) Assessment, options and phasing plan
- Retain an engineer or qualified professional to inspect the pipes, assess their condition and recommend materials and methods (full replacement versus sections, service shafts, acoustic insulation, backflow preventers, vents, isolation valves, etc.).
- Require a report that prioritizes and phases the sectors (for example, by stack or vertical stack), in order to limit water shutdowns and plan access to units.
- Update the maintenance logbook study and maintenance logbook accordingly, including the proposed timeline, risks and estimated costs. For good practices in co-ownership planning, consult the RGCQ.
2) Board decisions, annual general meeting/special meeting and documentation
- The board of directors reviews the report, selects the preferred option and prepares the resolution. Depending on the declaration of co-ownership and the scale of the expense, approval at an annual general meeting or special meeting may be required. Check the applicable voting thresholds and quorum for your work by referring to the Civil Code of Quebec and your declaration of co-ownership (see LégisQuébec).
- Send co-owners a detailed notice (justification, impacts, preliminary schedule and access windows for the units) and file the documents in the register.
- Ensure that clear minutes record the decisions made by the board of directors, annual general meeting or special meeting, including the funding arrangements, authorization to borrow if applicable, and the powers granted to the condominium manager to sign contracts.
For administrative support (notices of meeting, minutes, registers and templates), see our administrative management services.
Budget, funding and work schedule
- Contingency fund: if the fund is sufficient, the syndicate can finance the replacement from this fund (replacement work involving common portions). Otherwise, plan for a special assessment or borrowing, depending on your declaration of co-ownership and the co-ownership’s financial capacity.
- Common expenses and assessments: adjust the annual budget as needed and communicate the due dates in advance. Clearly explain the difference between regular common expenses and one-time assessments for the project.
- Schedule and phases: plan water shutdowns by vertical stack, preferably during periods of low occupancy. Notify co-owners several weeks in advance and remind them of the instructions 48 hours before each intervention.
- Sales file: major work and special assessments must be disclosed to buyers. Brokers and notaries refer to this information; see the OACIQ to understand disclosure and transaction information requirements.
For close support with the budget, calls for funds and payment tracking, visit our operations management page and our tracking tools.
Carrying out the work: compliance, access and communications
- Requests for bids and quotes: require a detailed performance specification (materials, methods, soundproofing, firestopping, pressure testing and cleaning) and close coordination with the other trades (drywall, tiling, painting and electromechanical work).
- Licensed contractors: retain a duly licensed plumbing contractor. Check the licence on the RBQ website and, if necessary, request proof of liability insurance.
- Access to units: the syndicate may require access to a private portion for work necessary to maintain and preserve the building, in accordance with the declaration of co-ownership and the Civil Code of Quebec (for example, section 1066 C.C.Q., subject to reasonable notice and restoring the premises). Establish procedures for visits (notice, representative present and time windows).
- Water shutdowns and bypasses: notify occupants well in advance, install isolation valves wherever possible, and plan temporary solutions for commercial occupants if the building is mixed-use.
- Damage prevention: protect work areas, install containment bins and sump pumps as needed, perform leak and pressure tests during each phase, and document the tests.
- Insurance and claims: clarify who is responsible for what in the event of damage during the work (the syndicate’s policy versus co-owners’ leasehold improvements). Document the initial condition of finishes and photograph the affected areas.
- Acceptance and warranties: carry out a preliminary acceptance inspection with a deficiency list, followed by final acceptance after corrections. Keep certificates, technical data sheets, as-built plans and maintenance instructions in the register and maintenance logbook.
For more topics on condo maintenance and operations, visit our blog.
FAQ
Can the syndicate enter my unit to replace a stack?
Yes, if access is necessary to maintain or preserve the common portions, in accordance with the declaration of co-ownership and the Civil Code of Quebec (for example, section 1066 C.C.Q.). Reasonable notice, suitable time windows and restoration of the premises must be provided.
Who pays if the stack is common but finishes in my unit are damaged?
The cost of replacing a common portion is the responsibility of the syndicate and is allocated according to the co-ownership shares. Damaged private finishes are handled under the applicable insurance policies (those of the syndicate and the co-owner) and the provisions of the declaration of co-ownership. Remember to report any damage promptly to avoid complications.
Can only one section be replaced instead of the entire stack?
Sometimes, yes, but mismatched sections (old and new) can create weak points or incompatibilities. A professional will assess the overall condition, access, risk of leaks and compliance. Full replacement in phases is often recommended for durability and standardization.
This article provides general information and does not constitute legal advice. Consult a lawyer or notary regarding your situation.
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